Financing Solutions for Your Buy and Hold Strategy | Kiavi

Summer Sizzle

Solutions for Your Buy-and-Hold Strategy

Build long-term wealth with a buy-and-hold strategy

Our buy-and-hold solutions combine sophisticated technology and flexible financing to support your real estate investment journey. Fine-tune your property's funding for success, or consolidate your holdings effortlessly with Kiavi.

Unlock your buy-and-hold investments

Kiavi provides fast, easy, and reliable real estate flipping loans for your buy-and-hold strategy, eliminating the common hurdles real estate investors often face to maximize every deal and close with confidence.

Flexible term options

We offer a range of term lengths to match your investment timeline, providing the stability you need for long-term planning.

Competitive rates

Benefit from competitive rates that maximize your cash flow and enhance the profitability of your investment.

Strategic refinancing

Unlock equity and reduce expenses with our refinancing options, allowing you to reinvest in your portfolio or improve cash flow.

Estimated ARV $450,000
Interest Rate 7.75%
Cash to Close $45,650

Get a fast financing estimate

Stop guessing. Kiavi's proven ARV model—trusted on tens of thousands of deals—helps you quickly estimate financing for your next fix-and-flip project. Enter a few key details like property address and rehab scope to unlock estimates for:

After Repair Value (ARV)
Cash to Close
Interest Rate
Comparable Valuations

Streamline your buy-and-hold strategy with tech-driven financing

Kiavi’s platform—powered by billions of data points across 100,000+ projects—delivers fast, accurate loan estimates and decisioning tailored to your unique house flipping strategy.

Advanced support

Our technology-powered platform automates the time-consuming manual tasks you get with traditional lenders, speeds up approvals, and guides you smoothly through each phase of your flipping project.

Easy digital platform

Our user-friendly platform simplifies deal analysis, allowing you to create, submit, and manage your project documentation, including an online Scope of Work (SOW), with ease.

Streamlined decisioning

Our innovative approach assesses over 20 unique factors about each property - including square footage, location, and market dynamics - to provide financing solutions that are as unique as your investment.

Innovative valuation process

Forget long waits for appraisals. Kiavi’s in-house valuation and servicing teams fast-tracks you to the closing table in as fast as 7 days, outpacing traditional financing.

Flipping Houses 101: A six-part series for house flippers

Elevate your house-flipping projects with our comprehensive 'Flipping Houses 101' eBook series. Perfect for both beginners and seasoned investors, this series covers all aspects of house flipping – from sourcing properties to financing and renovations.

Finding a property
Financing your next fix-and-flip
Pro renovation tips
Filling and selling your project

Buy-and-hold loan questions

Get answers to your buy-and-hold real estate financing questions and start investing smarter.

How can I maximize my real estate investment project with Kiavi's bridge loans?

Tired of traditional bank hurdles and restrictive financing? Kiavi's bridge loans offer high leverage and 100% rehab costs, fueling your property purchases and renovations effectively. Your FICO®️ score property exit experience and the property’s after-repair value play a key role in determining your leverage, empowering you to invest boldly and with greater financial freedom.

What should I know about the fees associated with Kiavi's loans?

Kiavi prides itself on transparency with fees, ensuring no hidden surprises affect your ROI. For instance, unlike some other lenders, we don't impose prepayment penalties or exit points. Our team is here to guide you, helping you balance upfront costs with leverage to support your project's success. Always review the terms for a clear financial picture.

What kind of service can I expect with Kiavi's Bridge Standard loans?

Kiavi's bridge loans provide premium service with a dedicated team of financing professionals, ensuring fast approvals and even faster processing for repeat borrowers. For more information, check out our guide, Working with Kiavi: The Bridge Loan Process - From Start to Close.

What are the loan terms and leverage options for Kiavi's bridge loans?

Loan terms offer maximum leverage of up to 95% loan-to-cost (LTC) of the purchase price and up to 80% ARV. Kiavi finances 100% of rehab costs, with loan amounts ranging from $100,000 to $1,000,000. We offer competitive rates and a standard fee that includes processing and third-party fees. There's no application fee.

Which properties are eligible for Kiavi's bridge loans?

Eligible properties include single-family residences, 2-4 units, condos, PUDs, and manufactured homes.

See why 26,000+ real estate investors trust Kiavi

From first-time flippers to seasoned pros, Kiavi provides the support, expertise, and capital to make real estate investing easier.

"The website interaction was smooth and straightforward. Shout out to Kiavi as well for running such an effective and efficient business!"
- Peyman K.
12/13/23 via Trustpilot

"The best lender to work with, hands down."
- Jeremy R.
02/28/24 via Google

"My experience has been fantastic. They understood our requirements to close... Highly recommended!"
- Orlando C.
11/01/24 via Google

"Fast and easy process. They were easy to reach when I had questions, and there were no surprises. Highly recommend!"
- Kaveh N.
03/25/24 via Trustpilot

Scale your buy-and-hold strategy

More questions? Check out these additional resources to gain valuable insights and strategies to enhance your buy-and-hold projects:

Elevate your buy-and-hold real estate investments

With Kiavi’s technology-led solutions and flexible financing, you’re not just building a portfolio—you’re crafting a legacy. Let’s shape the future of your real estate success together.